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近日，太保(bao)集團(tuan)牽頭起草的中(zhong)國(guo)商業(ye)保(bao)險(xian)首個國(guo)家標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)《保(bao)險(xian)術語（GB/T 36687-2018）》由(you)國(guo)家標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)化管理(li)委(wei)員會正(zheng)(zheng)式(shi)發(fa)(fa)布。《保(bao)險(xian)術語》國(guo)家標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)項(xiang)目(mu)是(shi)受(shou)中(zhong)國(guo)保(bao)險(xian)行(xing)業(ye)協(xie)會委(wei)托太保(bao)集團(tuan)承擔編制的國(guo)家標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)制訂項(xiang)目(mu)，也(ye)是(shi)保(bao)險(xian)行(xing)業(ye)內第一(yi)個國(guo)家標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)項(xiang)目(mu)。本標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)在原金(jin)融行(xing)業(ye)標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)《保(bao)險(xian)術語（JR/T 0032-2015》的基(ji)礎上歷時三年編制審查完成，是(shi)保(bao)險(xian)行(xing)業(ye)內及(ji)保(bao)險(xian)業(ye)同(tong)其(qi)他行(xing)業(ye)間(jian)溝通(tong)交流(liu)的標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)語言和通(tong)用(yong)語言，是(shi)我國(guo)保(bao)險(xian)行(xing)業(ye)各類標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)的基(ji)礎標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)。標準(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)(zhun)于近日發(fa)(fa)布并計劃自2019年4月1日起正(zheng)(zheng)式(shi)實施。

《保(bao)(bao)險(xian)(xian)(xian)(xian)術(shu)語(yu)》國家標(biao)(biao)準的(de)(de)(de)(de)發(fa)布實(shi)施對保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)的(de)(de)(de)(de)轉型發(fa)展具有(you)(you)(you)非常重要的(de)(de)(de)(de)意(yi)義。一是(shi)有(you)(you)(you)助(zhu)(zhu)于(yu)維護消(xiao)(xiao)費(fei)(fei)(fei)者(zhe)(zhe)權益，提(ti)(ti)升(sheng)(sheng)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)形(xing)象。《保(bao)(bao)險(xian)(xian)(xian)(xian)術(shu)語(yu)（GB/T 36687-2018）》作(zuo)(zuo)為(wei)(wei)保(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)(ye)的(de)(de)(de)(de)標(biao)(biao)準用語(yu)“詞典(dian)”，有(you)(you)(you)利(li)于(yu)促進(jin)社(she)會(hui)公眾(zhong)對保(bao)(bao)險(xian)(xian)(xian)(xian)知識的(de)(de)(de)(de)理解和(he)(he)普及，幫助(zhu)(zhu)消(xiao)(xiao)費(fei)(fei)(fei)者(zhe)(zhe)更好地理解保(bao)(bao)險(xian)(xian)(xian)(xian)產品、條款和(he)(he)保(bao)(bao)險(xian)(xian)(xian)(xian)機構(gou)提(ti)(ti)供(gong)的(de)(de)(de)(de)各項保(bao)(bao)險(xian)(xian)(xian)(xian)服務(wu)，有(you)(you)(you)助(zhu)(zhu)于(yu)提(ti)(ti)高消(xiao)(xiao)費(fei)(fei)(fei)者(zhe)(zhe)對保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)(de)(de)滿意(yi)度，提(ti)(ti)升(sheng)(sheng)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)形(xing)象。二是(shi)有(you)(you)(you)助(zhu)(zhu)于(yu)提(ti)(ti)升(sheng)(sheng)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)內外合作(zuo)(zuo)溝通效率，推動保(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)(ye)務(wu)發(fa)展。《保(bao)(bao)險(xian)(xian)(xian)(xian)術(shu)語(yu)（GB/T 36687-2018）》是(shi)保(bao)(bao)險(xian)(xian)(xian)(xian)數據(ju)(ju)和(he)(he)信息交(jiao)(jiao)互的(de)(de)(de)(de)基礎，有(you)(you)(you)利(li)于(yu)提(ti)(ti)高保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)內及保(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)(ye)與其(qi)他關聯行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)的(de)(de)(de)(de)合作(zuo)(zuo)溝通效率，加(jia)(jia)速達成(cheng)相互理解，降低交(jiao)(jiao)互成(cheng)本(ben)，推動保(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)(ye)務(wu)發(fa)展。三是(shi)有(you)(you)(you)助(zhu)(zhu)于(yu)提(ti)(ti)升(sheng)(sheng)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)內部溝通效率，滿足(zu)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)各公司(si)信息交(jiao)(jiao)換和(he)(he)共(gong)(gong)享(xiang)的(de)(de)(de)(de)需要，同(tong)時為(wei)(wei)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)在(zai)互聯網時代搭建行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)平臺進(jin)行(xing)(xing)(xing)(xing)數據(ju)(ju)傳輸和(he)(he)共(gong)(gong)享(xiang)提(ti)(ti)供(gong)必要條件。四有(you)(you)(you)助(zhu)(zhu)于(yu)加(jia)(jia)強行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)風險(xian)(xian)(xian)(xian)管(guan)控，促進(jin)保(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)(ye)健(jian)康(kang)發(fa)展。《保(bao)(bao)險(xian)(xian)(xian)(xian)術(shu)語(yu)（GB/T 36687-2018）》是(shi)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)走(zou)向標(biao)(biao)準化數字化的(de)(de)(de)(de)基石，有(you)(you)(you)助(zhu)(zhu)于(yu)監管(guan)機構(gou)獲取統一口徑的(de)(de)(de)(de)業(ye)(ye)(ye)(ye)務(wu)統計分(fen)析(xi)數據(ju)(ju)，對保(bao)(bao)險(xian)(xian)(xian)(xian)機構(gou)的(de)(de)(de)(de)市(shi)場行(xing)(xing)(xing)(xing)為(wei)(wei)、償付能(neng)力(li)、公司(si)治(zhi)理結構(gou)等實(shi)現數字監控，加(jia)(jia)強行(xing)(xing)(xing)(xing)業(ye)(ye)(ye)(ye)風險(xian)(xian)(xian)(xian)管(guan)控，促進(jin)保(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)(ye)從(cong)保(bao)(bao)險(xian)(xian)(xian)(xian)從(cong)高速度的(de)(de)(de)(de)發(fa)展走(zou)向高健(jian)康(kang)發(fa)展之路。

【責任編輯：王鈺】