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近日，太保(bao)(bao)(bao)集團牽頭起(qi)(qi)草的(de)中國商業(ye)保(bao)(bao)(bao)險(xian)(xian)首個國家標(biao)準(zhun)(zhun)(zhun)《保(bao)(bao)(bao)險(xian)(xian)術語(yu)（GB/T 36687-2018）》由(you)國家標(biao)準(zhun)(zhun)(zhun)化(hua)管理委員會正式(shi)發布(bu)。《保(bao)(bao)(bao)險(xian)(xian)術語(yu)》國家標(biao)準(zhun)(zhun)(zhun)項目是受中國保(bao)(bao)(bao)險(xian)(xian)行(xing)(xing)業(ye)協會委托(tuo)太保(bao)(bao)(bao)集團承擔(dan)編制(zhi)的(de)國家標(biao)準(zhun)(zhun)(zhun)制(zhi)訂項目，也是保(bao)(bao)(bao)險(xian)(xian)行(xing)(xing)業(ye)內(nei)第一個國家標(biao)準(zhun)(zhun)(zhun)項目。本標(biao)準(zhun)(zhun)(zhun)在原金融行(xing)(xing)業(ye)標(biao)準(zhun)(zhun)(zhun)《保(bao)(bao)(bao)險(xian)(xian)術語(yu)（JR/T 0032-2015》的(de)基(ji)礎上歷(li)時三年(nian)編制(zhi)審(shen)查完成，是保(bao)(bao)(bao)險(xian)(xian)行(xing)(xing)業(ye)內(nei)及保(bao)(bao)(bao)險(xian)(xian)業(ye)同其他(ta)行(xing)(xing)業(ye)間溝通(tong)交(jiao)流(liu)的(de)標(biao)準(zhun)(zhun)(zhun)語(yu)言和通(tong)用語(yu)言，是我國保(bao)(bao)(bao)險(xian)(xian)行(xing)(xing)業(ye)各類標(biao)準(zhun)(zhun)(zhun)的(de)基(ji)礎標(biao)準(zhun)(zhun)(zhun)。標(biao)準(zhun)(zhun)(zhun)于近日發布(bu)并(bing)計劃自2019年(nian)4月1日起(qi)(qi)正式(shi)實施(shi)。

《保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)術語》國家標(biao)(biao)(biao)準的(de)(de)(de)發(fa)布實施對(dui)(dui)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)的(de)(de)(de)轉型發(fa)展具有(you)非常(chang)重要的(de)(de)(de)意(yi)義。一是(shi)有(you)助(zhu)于(yu)(yu)(yu)維護消(xiao)費者(zhe)權(quan)益，提(ti)(ti)升保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)形象。《保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)術語（GB/T 36687-2018）》作為保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)的(de)(de)(de)標(biao)(biao)(biao)準用語“詞典(dian)”，有(you)利于(yu)(yu)(yu)促進社會公眾對(dui)(dui)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)知識的(de)(de)(de)理(li)(li)(li)解和(he)(he)普及(ji)，幫助(zhu)消(xiao)費者(zhe)更(geng)好地理(li)(li)(li)解保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)產品、條款和(he)(he)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)機構(gou)提(ti)(ti)供的(de)(de)(de)各(ge)項保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)服務(wu)，有(you)助(zhu)于(yu)(yu)(yu)提(ti)(ti)高消(xiao)費者(zhe)對(dui)(dui)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)(de)滿意(yi)度(du)，提(ti)(ti)升保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)形象。二是(shi)有(you)助(zhu)于(yu)(yu)(yu)提(ti)(ti)升行(xing)業(ye)(ye)(ye)內(nei)(nei)外合(he)作溝通效(xiao)(xiao)(xiao)率，推動保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)發(fa)展。《保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)術語（GB/T 36687-2018）》是(shi)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)數(shu)據(ju)(ju)和(he)(he)信息(xi)交(jiao)互(hu)的(de)(de)(de)基(ji)礎，有(you)利于(yu)(yu)(yu)提(ti)(ti)高保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)內(nei)(nei)及(ji)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)與(yu)其他關聯(lian)行(xing)業(ye)(ye)(ye)的(de)(de)(de)合(he)作溝通效(xiao)(xiao)(xiao)率，加速達成(cheng)相互(hu)理(li)(li)(li)解，降(jiang)低交(jiao)互(hu)成(cheng)本(ben)，推動保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)務(wu)發(fa)展。三是(shi)有(you)助(zhu)于(yu)(yu)(yu)提(ti)(ti)升保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)內(nei)(nei)部溝通效(xiao)(xiao)(xiao)率，滿足保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)各(ge)公司信息(xi)交(jiao)換和(he)(he)共(gong)享的(de)(de)(de)需(xu)要，同時為保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)在(zai)互(hu)聯(lian)網時代搭建行(xing)業(ye)(ye)(ye)平臺進行(xing)數(shu)據(ju)(ju)傳輸和(he)(he)共(gong)享提(ti)(ti)供必要條件(jian)。四有(you)助(zhu)于(yu)(yu)(yu)加強行(xing)業(ye)(ye)(ye)風(feng)(feng)險(xian)(xian)(xian)(xian)管(guan)控，促進保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)健(jian)康(kang)發(fa)展。《保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)術語（GB/T 36687-2018）》是(shi)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)(ye)(ye)走(zou)向(xiang)(xiang)標(biao)(biao)(biao)準化數(shu)字化的(de)(de)(de)基(ji)石，有(you)助(zhu)于(yu)(yu)(yu)監管(guan)機構(gou)獲取統一口徑的(de)(de)(de)業(ye)(ye)(ye)務(wu)統計分析(xi)數(shu)據(ju)(ju)，對(dui)(dui)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)機構(gou)的(de)(de)(de)市場(chang)行(xing)為、償付能力、公司治理(li)(li)(li)結(jie)構(gou)等(deng)實現數(shu)字監控，加強行(xing)業(ye)(ye)(ye)風(feng)(feng)險(xian)(xian)(xian)(xian)管(guan)控，促進保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)業(ye)(ye)(ye)從保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)從高速度(du)的(de)(de)(de)發(fa)展走(zou)向(xiang)(xiang)高健(jian)康(kang)發(fa)展之(zhi)路。

【責任編輯：王鈺】