文章來(lai)源：福建國資委 發布時間：2009-07-22
上半年，福建省華興集團所屬三明華興典當有限公司（下稱“華興典當”）緊緊抓住銀行銀根緊縮的有利時機，穩健開展典當融資業務，實現良性、快速發展。華興典當注冊資本1050萬元，1-6月典當總額累計突破1.16億元，資金使用效率高；實現利潤144萬元，同比增長24.4 %，半年資本收益率達13.71%。
華(hua)(hua)(hua)興(xing)(xing)典(dian)當(dang)(dang)是(shi)(shi)2005年(nian)(nian)福(fu)建(jian)(jian)省(sheng)(sheng)華(hua)(hua)(hua)興(xing)(xing)集(ji)團經福(fu)建(jian)(jian)省(sheng)(sheng)政(zheng)府國資(zi)(zi)(zi)委(wei)批準，通(tong)(tong)過收購(gou)重組方式設(she)立(li)。成(cheng)(cheng)(cheng)立(li)以來，省(sheng)(sheng)華(hua)(hua)(hua)興(xing)(xing)集(ji)團堅持穩健(jian)經營、強(qiang)控風(feng)險(xian)的(de)(de)宗旨(zhi)，采取多種舉(ju)措促進典(dian)當(dang)(dang)融(rong)(rong)資(zi)(zi)(zi)業務(wu)(wu)(wu)規范有序、健(jian)康快速發(fa)展(zhan)(zhan)，累計(ji)融(rong)(rong)資(zi)(zi)(zi)規模(mo)達到4.5億(yi)元(yuan)，華(hua)(hua)(hua)興(xing)(xing)典(dian)當(dang)(dang)現已成(cheng)(cheng)(cheng)為中小企(qi)業發(fa)展(zhan)(zhan)的(de)(de)重要融(rong)(rong)資(zi)(zi)(zi)服務(wu)(wu)(wu)平(ping)臺(tai)，經營利潤逐年(nian)(nian)增長。一是(shi)(shi)加強(qiang)制度建(jian)(jian)設(she)，通(tong)(tong)過完善(shan)的(de)(de)企(qi)業內(nei)控制度確保企(qi)業規范有序運作(zuo)，并根據典(dian)當(dang)(dang)業務(wu)(wu)(wu)品(pin)種之分建(jian)(jian)立(li)了(le)嚴謹、具(ju)體的(de)(de)操作(zuo)規程(cheng)；二是(shi)(shi)強(qiang)化(hua)(hua)風(feng)險(xian)控制，培育樹立(li)風(feng)險(xian)防范意識，完善(shan)風(feng)險(xian)防范機制，華(hua)(hua)(hua)興(xing)(xing)典(dian)當(dang)(dang)成(cheng)(cheng)(cheng)立(li)至今開(kai)展(zhan)(zhan)的(de)(de)2000余筆(bi)業務(wu)(wu)(wu)中損(sun)失項目保持為零；三是(shi)(shi)積(ji)極(ji)拓展(zhan)(zhan)業務(wu)(wu)(wu)，在鞏固房(fang)地產抵押(ya)典(dian)當(dang)(dang)和(he)機動車輛質押(ya)等(deng)(deng)成(cheng)(cheng)(cheng)熟業務(wu)(wu)(wu)的(de)(de)同(tong)時(shi)，積(ji)極(ji)拓展(zhan)(zhan)鋼材等(deng)(deng)生產資(zi)(zi)(zi)料質押(ya)典(dian)當(dang)(dang)等(deng)(deng)新業務(wu)(wu)(wu)；四(si)是(shi)(shi)加強(qiang)品(pin)牌(pai)建(jian)(jian)設(she)，通(tong)(tong)過優(you)質服務(wu)(wu)(wu)打(da)造優(you)質品(pin)牌(pai)，獲(huo)得了(le)廣大(da)客戶認(ren)可和(he)信賴。下一步(bu)，省(sheng)(sheng)華(hua)(hua)(hua)興(xing)(xing)集(ji)團將借品(pin)牌(pai)帶動戰略(lve)，積(ji)極(ji)爭取增資(zi)(zi)(zi)擴(kuo)股，推動典(dian)當(dang)(dang)融(rong)(rong)資(zi)(zi)(zi)業務(wu)(wu)(wu)規模(mo)化(hua)(hua)、品(pin)牌(pai)化(hua)(hua)、連(lian)鎖化(hua)(hua)發(fa)展(zhan)(zhan)，做大(da)做強(qiang)典(dian)當(dang)(dang)平(ping)臺(tai)，并與集(ji)團所屬創業投資(zi)(zi)(zi)、擔保服務(wu)(wu)(wu)等(deng)(deng)平(ping)臺(tai)合力(li)打(da)造成(cheng)(cheng)(cheng)為服務(wu)(wu)(wu)海西經濟區建(jian)(jian)設(she)的(de)(de)投融(rong)(rong)資(zi)(zi)(zi)服務(wu)(wu)(wu)品(pin)牌(pai)。