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2015年，廣西(xi)農信社改革(ge)發展(zhan)再上新臺階，截至12月(yue)末，資產(chan)總額在全區銀行業率先突破(po)7000億元，余額達7036億元，比(bi)年初增加881億元，增長14.33%，是廣西(xi)資產(chan)規模最大的(de)銀行業金融(rong)機構。

一(yi)是(shi)堅(jian)持(chi)市場定位，加大支(zhi)農(nong)支(zhi)小力(li)度。該社(she)(she)堅(jian)持(chi)“立足縣域(yu)、服務(wu)社(she)(she)區(qu)、支(zhi)農(nong)支(zhi)小”的(de)(de)(de)市場定位，積極策應自治區(qu)黨委、政府發展(zhan)戰略，持(chi)續做好農(nong)戶(hu)小額信用貸(dai)款(kuan)、下崗再就業(ye)貸(dai)款(kuan)、返(fan)鄉農(nong)民(min)工(gong)創(chuang)(chuang)業(ye)貸(dai)款(kuan)、農(nong)村青年(nian)創(chuang)(chuang)業(ye)貸(dai)款(kuan)等(deng)產品提升工(gong)作(zuo)，為支(zhi)持(chi)大眾(zhong)創(chuang)(chuang)業(ye)、萬眾(zhong)創(chuang)(chuang)新提供金(jin)融服務(wu)。該社(she)(she)每年(nian)以(yi)占廣西19%左右(you)的(de)(de)(de)存款(kuan)資金(jin)，發放(fang)了占全區(qu)銀行機構66%的(de)(de)(de)農(nong)戶(hu)貸(dai)款(kuan)、近50%的(de)(de)(de)涉農(nong)和(he)小微企(qi)業(ye)貸(dai)款(kuan)、60%以(yi)上的(de)(de)(de)扶貧龍頭企(qi)業(ye)貸(dai)款(kuan)，為我(wo)區(qu)“三農(nong)”和(he)地(di)方(fang)經濟發展(zhan)提供了有力(li)的(de)(de)(de)金(jin)融支(zhi)撐，成為支(zhi)持(chi)“三農(nong)”、小微企(qi)業(ye)和(he)廣西區(qu)域(yu)經濟社(she)(she)會發展(zhan)的(de)(de)(de)重要金(jin)融力(li)量。

二是拓展(zhan)普惠(hui)(hui)金融(rong)(rong)(rong)(rong)(rong)，提升金融(rong)(rong)(rong)(rong)(rong)服(fu)務水平。該社(she)堅持以客(ke)戶(hu)為(wei)中(zhong)心，大(da)(da)力拓展(zhan)普惠(hui)(hui)金融(rong)(rong)(rong)(rong)(rong)，降(jiang)(jiang)低(di)消(xiao)費(fei)者金融(rong)(rong)(rong)(rong)(rong)服(fu)務成(cheng)本(ben)，實施“履行(xing)(xing)責(ze)任，讓(rang)利于民(min)(min)”工(gong)程，在廣西實現北(bei)部灣(wan)經濟區四市(shi)銀(yin)(yin)行(xing)(xing)服(fu)務收(shou)費(fei)同城化，2014年1月1日起，推(tui)出(chu)免收(shou)桂盛卡(ka)全(quan)球ATM取款(kuan)手(shou)續費(fei)等(deng)17項(xiang)便民(min)(min)惠(hui)(hui)民(min)(min)措施，僅此項(xiang)普惠(hui)(hui)服(fu)務的(de)(de)(de)推(tui)出(chu)，每年向客(ke)戶(hu)讓(rang)利3億(yi)元，進一(yi)步降(jiang)(jiang)低(di)了(le)客(ke)戶(hu)金融(rong)(rong)(rong)(rong)(rong)服(fu)務成(cheng)本(ben)。為(wei)廣西近千萬農(nong)(nong)(nong)戶(hu)建立了(le)“中(zhong)國(guo)農(nong)(nong)(nong)民(min)(min)直補網(wang)”，成(cheng)為(wei)代理政府(fu)發(fa)放各(ge)項(xiang)支(zhi)農(nong)(nong)(nong)惠(hui)(hui)農(nong)(nong)(nong)惠(hui)(hui)民(min)(min)補助（貼(tie)）主辦銀(yin)(yin)行(xing)(xing)，成(cheng)為(wei)落(luo)實全(quan)區惠(hui)(hui)農(nong)(nong)(nong)政策的(de)(de)(de)重要(yao)窗口(kou)和聯系農(nong)(nong)(nong)民(min)(min)最(zui)緊密的(de)(de)(de)金融(rong)(rong)(rong)(rong)(rong)紐帶。為(wei)客(ke)戶(hu)提供效率(lv)高(gao)、成(cheng)本(ben)低(di)的(de)(de)(de)現代普惠(hui)(hui)金融(rong)(rong)(rong)(rong)(rong)服(fu)務，建成(cheng)了(le)廣西最(zui)大(da)(da)、也是唯一(yi)實現市(shi)—縣—鄉(xiang)—村（街道）全(quan)覆蓋的(de)(de)(de)普惠(hui)(hui)金融(rong)(rong)(rong)(rong)(rong)體(ti)系。目前(qian)，農(nong)(nong)(nong)信社(she)已發(fa)展(zhan)成(cheng)為(wei)全(quan)區機構網(wang)點(dian)最(zui)多、業務規模(mo)最(zui)大(da)(da)、客(ke)戶(hu)資源最(zui)廣的(de)(de)(de)地(di)方銀(yin)(yin)行(xing)(xing)，成(cheng)為(wei)落(luo)實國(guo)家(jia)支(zhi)農(nong)(nong)(nong)政策和自治(zhi)區黨(dang)委、政府(fu)發(fa)展(zhan)戰略最(zui)重要(yao)的(de)(de)(de)金融(rong)(rong)(rong)(rong)(rong)抓手(shou)，成(cheng)為(wei)對全(quan)區稅收(shou)貢獻(xian)最(zui)大(da)(da)的(de)(de)(de)銀(yin)(yin)行(xing)(xing)機構。

三是加快產(chan)(chan)權(quan)(quan)改(gai)(gai)革，提(ti)升綜合競爭(zheng)力。廣西農(nong)(nong)(nong)信社深入(ru)推動產(chan)(chan)權(quan)(quan)制度改(gai)(gai)革，農(nong)(nong)(nong)村(cun)銀(yin)行(xing)(xing)改(gai)(gai)制工(gong)作走(zou)在西部(bu)乃至全(quan)國(guo)前(qian)(qian)列(lie)。2015年(nian)，重(zhong)點推進以沿邊機(ji)(ji)構為主的(de)10家(jia)縣(xian)域農(nong)(nong)(nong)信社改(gai)(gai)制組建農(nong)(nong)(nong)村(cun)商(shang)(shang)業銀(yin)行(xing)(xing)，目(mu)前(qian)(qian)，崇(chong)左轄區7家(jia)縣(xian)級農(nong)(nong)(nong)合機(ji)(ji)構全(quan)部(bu)改(gai)(gai)制為農(nong)(nong)(nong)商(shang)(shang)行(xing)(xing)，成(cheng)為全(quan)區第一個農(nong)(nong)(nong)商(shang)(shang)行(xing)(xing)全(quan)覆蓋的(de)地級市(shi)。2015年(nian)全(quan)區已(yi)組建41家(jia)農(nong)(nong)(nong)村(cun)銀(yin)行(xing)(xing)，占(zhan)比達45.05%，農(nong)(nong)(nong)村(cun)銀(yin)行(xing)(xing)家(jia)數占(zhan)比位居西部(bu)乃至全(quan)國(guo)前(qian)(qian)列(lie)。岑溪、臨(lin)桂2家(jia)農(nong)(nong)(nong)商(shang)(shang)行(xing)(xing)獲選(xuan)為中(zhong)國(guo)銀(yin)監(jian)會2015年(nian)度標桿銀(yin)行(xing)(xing)。全(quan)區農(nong)(nong)(nong)信社嚴(yan)格按(an)照銀(yin)監(jian)部(bu)門的(de)相關規定和(he)要求規范(fan)開展增資(zi)(zi)擴股(gu)工(gong)作，農(nong)(nong)(nong)信社股(gu)權(quan)(quan)結(jie)構逐步邁向多元化(hua)(hua)、本土化(hua)(hua)和(he)涉(she)農(nong)(nong)(nong)化(hua)(hua)，股(gu)權(quan)(quan)結(jie)構進一步優(you)化(hua)(hua)，資(zi)(zi)本實力明顯(xian)增強，有效提(ti)升了核心(xin)競爭(zheng)力。