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2015年，廣(guang)西農(nong)信(xin)社改革發展(zhan)再上新臺階，截至12月(yue)末(mo)，資產總(zong)額在全區銀行(xing)業率先突破7000億元，余額達7036億元，比年初增加881億元，增長(chang)14.33%，是廣(guang)西資產規(gui)模最(zui)大的銀行(xing)業金融(rong)機構。

一(yi)是堅(jian)持(chi)市場定(ding)位，加大支農(nong)支小(xiao)(xiao)力度。該社堅(jian)持(chi)“立足(zu)縣域(yu)、服務社區(qu)、支農(nong)支小(xiao)(xiao)”的(de)市場定(ding)位，積極策應(ying)自(zi)治區(qu)黨委、政府發展(zhan)戰(zhan)略，持(chi)續做好農(nong)戶(hu)(hu)小(xiao)(xiao)額信用貸(dai)款(kuan)(kuan)(kuan)(kuan)、下崗再(zai)就業(ye)貸(dai)款(kuan)(kuan)(kuan)(kuan)、返鄉農(nong)民工創業(ye)貸(dai)款(kuan)(kuan)(kuan)(kuan)、農(nong)村青年創業(ye)貸(dai)款(kuan)(kuan)(kuan)(kuan)等(deng)產品(pin)提(ti)(ti)升工作，為支持(chi)大眾創業(ye)、萬眾創新提(ti)(ti)供金(jin)融(rong)服務。該社每(mei)年以占(zhan)廣(guang)(guang)西19%左右的(de)存款(kuan)(kuan)(kuan)(kuan)資金(jin)，發放了(le)占(zhan)全(quan)區(qu)銀行(xing)機(ji)構66%的(de)農(nong)戶(hu)(hu)貸(dai)款(kuan)(kuan)(kuan)(kuan)、近50%的(de)涉(she)農(nong)和小(xiao)(xiao)微企(qi)(qi)業(ye)貸(dai)款(kuan)(kuan)(kuan)(kuan)、60%以上的(de)扶貧(pin)龍頭企(qi)(qi)業(ye)貸(dai)款(kuan)(kuan)(kuan)(kuan)，為我區(qu)“三(san)(san)農(nong)”和地方經濟發展(zhan)提(ti)(ti)供了(le)有力的(de)金(jin)融(rong)支撐(cheng)，成為支持(chi)“三(san)(san)農(nong)”、小(xiao)(xiao)微企(qi)(qi)業(ye)和廣(guang)(guang)西區(qu)域(yu)經濟社會發展(zhan)的(de)重(zhong)要金(jin)融(rong)力量。

二是拓(tuo)(tuo)展普(pu)惠(hui)(hui)金融(rong)，提升金融(rong)服務(wu)水平(ping)。該社堅持以客(ke)(ke)戶(hu)(hu)為(wei)(wei)(wei)中心(xin)，大(da)力拓(tuo)(tuo)展普(pu)惠(hui)(hui)金融(rong)，降低消費者(zhe)金融(rong)服務(wu)成(cheng)(cheng)本(ben)，實施(shi)(shi)“履行(xing)責任(ren)，讓(rang)利于民”工(gong)程(cheng)，在(zai)廣(guang)(guang)西實現(xian)北部灣經濟(ji)區(qu)四(si)市(shi)銀行(xing)服務(wu)收費同城(cheng)化，2014年1月(yue)1日起(qi)，推出免(mian)收桂盛卡全球ATM取款(kuan)手(shou)續費等(deng)17項便民惠(hui)(hui)民措施(shi)(shi)，僅(jin)此項普(pu)惠(hui)(hui)服務(wu)的(de)(de)推出，每年向(xiang)客(ke)(ke)戶(hu)(hu)讓(rang)利3億元，進一(yi)步(bu)降低了客(ke)(ke)戶(hu)(hu)金融(rong)服務(wu)成(cheng)(cheng)本(ben)。為(wei)(wei)(wei)廣(guang)(guang)西近千萬農(nong)戶(hu)(hu)建立了“中國農(nong)民直補網”，成(cheng)(cheng)為(wei)(wei)(wei)代(dai)理政(zheng)府(fu)發(fa)(fa)放各項支農(nong)惠(hui)(hui)農(nong)惠(hui)(hui)民補助（貼(tie)）主辦銀行(xing)，成(cheng)(cheng)為(wei)(wei)(wei)落實全區(qu)惠(hui)(hui)農(nong)政(zheng)策(ce)的(de)(de)重(zhong)要窗口(kou)和(he)聯系農(nong)民最(zui)(zui)(zui)緊密的(de)(de)金融(rong)紐帶。為(wei)(wei)(wei)客(ke)(ke)戶(hu)(hu)提供(gong)效率高、成(cheng)(cheng)本(ben)低的(de)(de)現(xian)代(dai)普(pu)惠(hui)(hui)金融(rong)服務(wu)，建成(cheng)(cheng)了廣(guang)(guang)西最(zui)(zui)(zui)大(da)、也是唯一(yi)實現(xian)市(shi)—縣—鄉—村（街道(dao)）全覆蓋的(de)(de)普(pu)惠(hui)(hui)金融(rong)體系。目前，農(nong)信社已發(fa)(fa)展成(cheng)(cheng)為(wei)(wei)(wei)全區(qu)機構網點最(zui)(zui)(zui)多、業(ye)務(wu)規(gui)模(mo)最(zui)(zui)(zui)大(da)、客(ke)(ke)戶(hu)(hu)資源最(zui)(zui)(zui)廣(guang)(guang)的(de)(de)地(di)方銀行(xing)，成(cheng)(cheng)為(wei)(wei)(wei)落實國家支農(nong)政(zheng)策(ce)和(he)自治區(qu)黨委、政(zheng)府(fu)發(fa)(fa)展戰略最(zui)(zui)(zui)重(zhong)要的(de)(de)金融(rong)抓手(shou)，成(cheng)(cheng)為(wei)(wei)(wei)對全區(qu)稅收貢獻最(zui)(zui)(zui)大(da)的(de)(de)銀行(xing)機構。

三是加快產權(quan)(quan)改(gai)革(ge)，提升綜合競爭力(li)。廣西(xi)(xi)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)信社深入推動產權(quan)(quan)制度(du)改(gai)革(ge)，農(nong)(nong)(nong)(nong)(nong)(nong)(nong)村(cun)銀(yin)行改(gai)制工作走(zou)在西(xi)(xi)部乃至全(quan)(quan)國(guo)前(qian)列。2015年(nian)，重(zhong)點推進以沿邊機(ji)構(gou)(gou)為(wei)主的(de)10家縣域(yu)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)信社改(gai)制組(zu)建(jian)(jian)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)村(cun)商(shang)業銀(yin)行，目前(qian)，崇左(zuo)轄區(qu)7家縣級農(nong)(nong)(nong)(nong)(nong)(nong)(nong)合機(ji)構(gou)(gou)全(quan)(quan)部改(gai)制為(wei)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)商(shang)行，成為(wei)全(quan)(quan)區(qu)第一個農(nong)(nong)(nong)(nong)(nong)(nong)(nong)商(shang)行全(quan)(quan)覆蓋(gai)的(de)地(di)級市。2015年(nian)全(quan)(quan)區(qu)已組(zu)建(jian)(jian)41家農(nong)(nong)(nong)(nong)(nong)(nong)(nong)村(cun)銀(yin)行，占比(bi)達45.05%，農(nong)(nong)(nong)(nong)(nong)(nong)(nong)村(cun)銀(yin)行家數占比(bi)位居西(xi)(xi)部乃至全(quan)(quan)國(guo)前(qian)列。岑溪、臨桂2家農(nong)(nong)(nong)(nong)(nong)(nong)(nong)商(shang)行獲選為(wei)中國(guo)銀(yin)監會2015年(nian)度(du)標桿銀(yin)行。全(quan)(quan)區(qu)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)信社嚴格(ge)按照銀(yin)監部門(men)的(de)相關規(gui)定和(he)(he)要求規(gui)范開展增資擴股工作，農(nong)(nong)(nong)(nong)(nong)(nong)(nong)信社股權(quan)(quan)結(jie)構(gou)(gou)逐步(bu)邁向多元化、本土化和(he)(he)涉(she)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)化，股權(quan)(quan)結(jie)構(gou)(gou)進一步(bu)優化，資本實力(li)明顯增強，有效提升了核心競爭力(li)。