文章來源：襄陽國資委 發布時(shi)間(jian)：2018-03-08
為貫(guan)徹落(luo)實中央農(nong)村工(gong)(gong)作會議和中央1號文件精(jing)神，積極響應省(sheng)政府(fu)“金融早(zao)春行(xing)(xing)”活動，有力有效執行(xing)(xing)襄(xiang)陽(yang)市(shi)委(wei)市(shi)政府(fu)“提升首位度、打(da)造增長極、爭當排頭兵”的號召，服務支持湖(hu)北省(sheng)襄(xiang)陽(yang)市(shi)深化農(nong)業(ye)供給(gei)側(ce)改革，支持“三(san)農(nong)”經(jing)濟充(chong)分發展，實現全市(shi)農(nong)產(chan)(chan)品(pin)加工(gong)(gong)產(chan)(chan)業(ye)產(chan)(chan)值過(guo)3000億目(mu)標，襄(xiang)陽(yang)市(shi)農(nong)業(ye)產(chan)(chan)業(ye)化投資擔保有限(xian)公司(si)（以(yi)下簡稱農(nong)擔公司(si)）經(jing)充(chong)分調研，結合(he)實際及時推(tui)出并實施了“融資擔保春雨工(gong)(gong)程”行(xing)(xing)動計劃，以(yi)助推(tui)金融支持農(nong)業(ye)的春雨澆潤襄(xiang)陽(yang)大地。
農(nong)(nong)(nong)擔(dan)(dan)(dan)公(gong)司(si)(si)(si)此(ci)次(ci)“融資擔(dan)(dan)(dan)保(bao)(bao)(bao)春(chun)雨工程”計劃作(zuo)為該公(gong)司(si)(si)(si)今年(nian)支(zhi)持和(he)(he)服務襄陽市(shi)三農(nong)(nong)(nong)企業(ye)(ye)做大做強，深化襄陽市(shi)農(nong)(nong)(nong)業(ye)(ye)供給側改革(ge)工作(zuo)的(de)重要(yao)措施和(he)(he)手段，有五(wu)大特點：一(yi)是(shi)方式創(chuang)新(xin)(xin)。農(nong)(nong)(nong)擔(dan)(dan)(dan)公(gong)司(si)(si)(si)與合(he)作(zuo)銀(yin)行(xing)(xing)聯合(he)成(cheng)立(li)專門團(tuan)隊(dui)，實現(xian)(xian)“費(fei)率(lv)(lv)優(you)惠(hui)、利息(xi)補貼(tie)、聯合(he)評審(shen)(shen)、批(pi)(pi)量辦(ban)理、風險分擔(dan)(dan)(dan)”，達到政府、銀(yin)行(xing)(xing)、擔(dan)(dan)(dan)保(bao)(bao)(bao)公(gong)司(si)(si)(si)、貸(dai)款(kuan)企業(ye)(ye)一(yi)體(ti)化運作(zuo)，共同(tong)盡調(diao)審(shen)(shen)批(pi)(pi)共同(tong)貸(dai)后(hou)管(guan)(guan)理，共贏共進責任明(ming)晰(xi)。二是(shi)目(mu)標(biao)(biao)(biao)明(ming)確。新(xin)(xin)增擔(dan)(dan)(dan)保(bao)(bao)(bao)貸(dai)款(kuan)目(mu)標(biao)(biao)(biao)7—10億元(yuan)(yuan)。其中：為100家農(nong)(nong)(nong)業(ye)(ye)產業(ye)(ye)化龍頭(tou)企業(ye)(ye)，每(mei)戶(hu)提供信(xin)(xin)用(yong)(yong)擔(dan)(dan)(dan)保(bao)(bao)(bao)不(bu)低(di)于500萬元(yuan)(yuan)，新(xin)(xin)增總(zong)授信(xin)(xin)5—7億元(yuan)(yuan)；200家農(nong)(nong)(nong)業(ye)(ye)合(he)作(zuo)社(she)、家庭(ting)農(nong)(nong)(nong)場、種(zhong)養殖(zhi)大戶(hu)目(mu)標(biao)(biao)(biao)，每(mei)戶(hu)提供信(xin)(xin)用(yong)(yong)擔(dan)(dan)(dan)保(bao)(bao)(bao)50萬元(yuan)(yuan)——300萬元(yuan)(yuan)不(bu)等，新(xin)(xin)增總(zong)授信(xin)(xin)2—3億元(yuan)(yuan)。三是(shi)周期(qi)較長(chang)。擔(dan)(dan)(dan)保(bao)(bao)(bao)公(gong)司(si)(si)(si)和(he)(he)合(he)作(zuo)銀(yin)行(xing)(xing)實行(xing)(xing)總(zong)體(ti)審(shen)(shen)查、一(yi)次(ci)審(shen)(shen)批(pi)(pi)、三年(nian)內循環擔(dan)(dan)(dan)保(bao)(bao)(bao)，消除(chu)客戶(hu)“短貸(dai)長(chang)用(yong)(yong)”后(hou)顧(gu)之憂。四是(shi)條件(jian)優(you)惠(hui)。原則上實行(xing)(xing)信(xin)(xin)用(yong)(yong)擔(dan)(dan)(dan)保(bao)(bao)(bao)；資金(jin)分布(bu)使用(yong)(yong)；綜合(he)費(fei)率(lv)(lv)控制在9%以(yi)內（銀(yin)行(xing)(xing)貸(dai)款(kuan)利息(xi)不(bu)超過(guo)6.8%，擔(dan)(dan)(dan)保(bao)(bao)(bao)費(fei)不(bu)超過(guo)1.8%）；市(shi)財政給予(yu)一(yi)定的(de)政策(ce)貼(tie)息(xi)或補貼(tie)。五(wu)是(shi)組織周密。此(ci)次(ci)行(xing)(xing)動由市(shi)農(nong)(nong)(nong)委組織牽頭(tou)，各(ge)縣(xian)市(shi)農(nong)(nong)(nong)業(ye)(ye)產業(ye)(ye)化主管(guan)(guan)部門專班協調(diao)，推薦并篩選優(you)質企業(ye)(ye)、合(he)作(zuo)社(she)及家庭(ting)農(nong)(nong)(nong)場入圍，以(yi)實現(xian)(xian)擔(dan)(dan)(dan)保(bao)(bao)(bao)公(gong)司(si)(si)(si)領銜(xian)兜底；合(he)作(zuo)銀(yin)行(xing)(xing)提檔增信(xin)(xin)；涉農(nong)(nong)(nong)企業(ye)(ye)增資獲益，合(he)力(li)推進監督、協調(diao)、檢查、完善(shan)、考核、表彰全(quan)過(guo)程。
多(duo)(duo)年來，農擔公司(si)作(zuo)為國有(you)(you)“農”字頭(tou)的(de)專業化(hua)政(zheng)策性擔保公司(si)，始終致力于(yu)圍繞市(shi)政(zheng)府經(jing)濟發展(zhan)(zhan)思路制(zhi)定(ding)工作(zuo)規(gui)劃，跟(gen)進市(shi)政(zheng)府關(guan)心、關(guan)注、需要解決(jue)的(de)項目開展(zhan)(zhan)融資擔保工作(zuo)，主動把(ba)擔保服(fu)(fu)務觸角(jiao)延伸(shen)到(dao)經(jing)濟工作(zuo)的(de)方方面面，多(duo)(duo)次為政(zheng)府擔負為社會(hui)解憂解決(jue)了許許多(duo)(duo)多(duo)(duo)的(de)應急(ji)問題和棘手(shou)工作(zuo)達80多(duo)(duo)件，近10億(yi)的(de)特(te)辦融資服(fu)(fu)務，充分展(zhan)(zhan)示了良好(hao)的(de)國有(you)(you)擔保機構形象和社會(hui)正能(neng)量標桿。