文(wen)章來源：襄(xiang)陽國資(zi)委 發布時間(jian)：2018-03-08
為貫(guan)徹落實(shi)中央農(nong)(nong)(nong)村工作(zuo)會議和中央1號(hao)文件精神，積極響(xiang)應省政府“金(jin)融早春(chun)行”活動(dong)，有(you)力有(you)效執(zhi)行襄陽(yang)市(shi)委市(shi)政府“提升首(shou)位度、打造增長極、爭當排頭兵”的號(hao)召，服務支(zhi)持(chi)湖北省襄陽(yang)市(shi)深化農(nong)(nong)(nong)業(ye)供給側改革，支(zhi)持(chi)“三(san)農(nong)(nong)(nong)”經(jing)濟(ji)充分發展，實(shi)現全(quan)市(shi)農(nong)(nong)(nong)產品加(jia)工產業(ye)產值過3000億目標，襄陽(yang)市(shi)農(nong)(nong)(nong)業(ye)產業(ye)化投資(zi)擔(dan)保有(you)限公(gong)司（以(yi)下簡稱農(nong)(nong)(nong)擔(dan)公(gong)司）經(jing)充分調研，結(jie)合實(shi)際(ji)及時(shi)推出(chu)并實(shi)施了“融資(zi)擔(dan)保春(chun)雨工程(cheng)”行動(dong)計劃，以(yi)助推金(jin)融支(zhi)持(chi)農(nong)(nong)(nong)業(ye)的春(chun)雨澆潤襄陽(yang)大地(di)。
農(nong)(nong)(nong)(nong)(nong)擔(dan)(dan)(dan)(dan)(dan)公司此次(ci)“融資擔(dan)(dan)(dan)(dan)(dan)保春雨(yu)工程(cheng)(cheng)”計劃作(zuo)(zuo)為(wei)該公司今年(nian)(nian)支持(chi)和(he)服務襄陽(yang)市三(san)(san)農(nong)(nong)(nong)(nong)(nong)企業(ye)(ye)(ye)做(zuo)大做(zuo)強，深化(hua)襄陽(yang)市農(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)供(gong)給側(ce)改革工作(zuo)(zuo)的(de)重要措施和(he)手(shou)段，有五大特點：一(yi)是(shi)(shi)(shi)(shi)方式創新(xin)。農(nong)(nong)(nong)(nong)(nong)擔(dan)(dan)(dan)(dan)(dan)公司與合(he)(he)作(zuo)(zuo)銀(yin)行(xing)(xing)聯合(he)(he)成(cheng)立專(zhuan)(zhuan)門團隊，實現“費(fei)率(lv)優惠(hui)、利息(xi)(xi)補貼、聯合(he)(he)評(ping)審(shen)、批(pi)量辦理、風(feng)險分擔(dan)(dan)(dan)(dan)(dan)”，達到政(zheng)府、銀(yin)行(xing)(xing)、擔(dan)(dan)(dan)(dan)(dan)保公司、貸(dai)款企業(ye)(ye)(ye)一(yi)體化(hua)運(yun)作(zuo)(zuo)，共(gong)同盡調(diao)審(shen)批(pi)共(gong)同貸(dai)后(hou)管(guan)理，共(gong)贏(ying)共(gong)進責(ze)任明(ming)(ming)晰。二(er)是(shi)(shi)(shi)(shi)目(mu)標(biao)明(ming)(ming)確(que)。新(xin)增擔(dan)(dan)(dan)(dan)(dan)保貸(dai)款目(mu)標(biao)7—10億(yi)元。其中：為(wei)100家(jia)農(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)產(chan)業(ye)(ye)(ye)化(hua)龍(long)頭企業(ye)(ye)(ye)，每戶(hu)提(ti)供(gong)信(xin)用(yong)擔(dan)(dan)(dan)(dan)(dan)保不(bu)低于500萬(wan)(wan)元，新(xin)增總授(shou)信(xin)5—7億(yi)元；200家(jia)農(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)合(he)(he)作(zuo)(zuo)社(she)、家(jia)庭農(nong)(nong)(nong)(nong)(nong)場、種養殖大戶(hu)目(mu)標(biao)，每戶(hu)提(ti)供(gong)信(xin)用(yong)擔(dan)(dan)(dan)(dan)(dan)保50萬(wan)(wan)元——300萬(wan)(wan)元不(bu)等(deng)，新(xin)增總授(shou)信(xin)2—3億(yi)元。三(san)(san)是(shi)(shi)(shi)(shi)周期較長。擔(dan)(dan)(dan)(dan)(dan)保公司和(he)合(he)(he)作(zuo)(zuo)銀(yin)行(xing)(xing)實行(xing)(xing)總體審(shen)查(cha)、一(yi)次(ci)審(shen)批(pi)、三(san)(san)年(nian)(nian)內循環(huan)擔(dan)(dan)(dan)(dan)(dan)保，消除客戶(hu)“短貸(dai)長用(yong)”后(hou)顧之憂(you)。四是(shi)(shi)(shi)(shi)條件優惠(hui)。原則上(shang)實行(xing)(xing)信(xin)用(yong)擔(dan)(dan)(dan)(dan)(dan)保；資金分布使用(yong)；綜(zong)合(he)(he)費(fei)率(lv)控制(zhi)在9%以內（銀(yin)行(xing)(xing)貸(dai)款利息(xi)(xi)不(bu)超過6.8%，擔(dan)(dan)(dan)(dan)(dan)保費(fei)不(bu)超過1.8%）；市財政(zheng)給予一(yi)定的(de)政(zheng)策貼息(xi)(xi)或補貼。五是(shi)(shi)(shi)(shi)組織周密。此次(ci)行(xing)(xing)動(dong)由市農(nong)(nong)(nong)(nong)(nong)委組織牽頭，各縣市農(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)產(chan)業(ye)(ye)(ye)化(hua)主管(guan)部門專(zhuan)(zhuan)班協調(diao)，推薦并篩選優質企業(ye)(ye)(ye)、合(he)(he)作(zuo)(zuo)社(she)及家(jia)庭農(nong)(nong)(nong)(nong)(nong)場入圍(wei)，以實現擔(dan)(dan)(dan)(dan)(dan)保公司領(ling)銜兜底；合(he)(he)作(zuo)(zuo)銀(yin)行(xing)(xing)提(ti)檔(dang)增信(xin)；涉農(nong)(nong)(nong)(nong)(nong)企業(ye)(ye)(ye)增資獲益，合(he)(he)力推進監督、協調(diao)、檢(jian)查(cha)、完善、考核、表彰全(quan)過程(cheng)(cheng)。
多(duo)年來(lai)，農擔(dan)(dan)(dan)公(gong)司(si)(si)作為(wei)國(guo)有“農”字頭(tou)的(de)專(zhuan)業化政策(ce)性擔(dan)(dan)(dan)保公(gong)司(si)(si)，始終致力于圍繞市政府(fu)經濟發展思路(lu)制定工作規劃，跟(gen)進市政府(fu)關心、關注、需要解(jie)(jie)決的(de)項目開展融(rong)資(zi)擔(dan)(dan)(dan)保工作，主(zhu)動把(ba)擔(dan)(dan)(dan)保服務(wu)觸角延伸(shen)到(dao)經濟工作的(de)方方面面，多(duo)次為(wei)政府(fu)擔(dan)(dan)(dan)負為(wei)社會解(jie)(jie)憂解(jie)(jie)決了(le)許許多(duo)多(duo)的(de)應急問題和(he)棘手工作達80多(duo)件，近10億(yi)的(de)特辦(ban)融(rong)資(zi)服務(wu)，充(chong)分展示了(le)良好的(de)國(guo)有擔(dan)(dan)(dan)保機構(gou)形象和(he)社會正能量標桿。